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Collection of Personal Information. “Personal Information” is information that can identify you or be used to contact you. Examples include your name, mailing address, billing address, phone number, birth date, age, email address, driver’s license number, and credit card account information. Insure America only collects Personal Information that Visitors or Customers voluntarily provide. If you do not want to give us any Personal Information, you can always choose not to participate and to not submit an application. The choice is yours.
Use and Disclosure of Personal Information. The Personal Information we collect from our Customers is important to us, and we know it is important to you too. Insure America is not in the business of selling this information to others.
Personal Information is used by Insure America to provide our Visitors and Customers with information about Insure America and Insure America’s products and services, and/or in the actual sale of insurance products and to provide Insure America services. For example, in order to obtain an insurance policy you will need to properly complete an application that will request Personal Information. (See our Terms and Conditions [this should be a hyperlink to current Terms and Conditions] for details on Insure America products and services.)
Insure America contracts with other companies and individuals to perform certain functions for us (our “Agents”). Disclosure to Agents is only done pursuant to contracts that restrict the other party’s use of Personal Information to what is necessary to perform the Agent’s obligations under the contract.
As we stated above, Insure America is not in the business of selling our Customer’s Personal Information. If, however, Insure America or its assets were sold to or merged into another business, then such sale would normally include Customer profiles and Personal Information.
If you purchase any insurance policy or other service through our website by debit or credit card, your Personal Information, billing information and card number may be forwarded to our financial services providers, your debit or credit card provider, and other third parties to help complete transactions, respond to your requests, or for other lawful purposes that help us service or collect on your account or to otherwise serve you better.
Insure America’s website permits users to select insurance products of interest, to input Personal Information in applications that are reasonably necessary to obtain quotes on such insurance policies, to request quotes on insurance policies from one or more insurance providers, and to purchase an insurance policy or policies. By providing your personal information when requesting quotes for one or more insurance policy, purchasing one or more insurance policy, or otherwise interacting with our website, you recognize and agree that Insure America may share your Personal Information with (A) insurance providers offering insurance policies through Insure America’s website; (B) Insure America’s affiliates; and/or (C) other third parties as Insure America believes in its sole discretion are reasonably necessary to obtain the insurance quotes you have requested, to complete a transaction through which you obtain such an insurance policy or policies, or to provide other information or services you requested through our website.
You also agree, by submitting your Personal Information, that Insure America, the insurance providers Insure America works with, and third parties as described above may, subject to applicable laws and regulations, may contact you by email, phone or traditional mail to provide you with a quote, to offer you other products or services that may be of interest, or deliver communications related to your request for a quote or otherwise related to your account. You may unsubscribe to their sending general marketing materials at your discretion.
We may additionally use your Personal Information to:
Collection of Non-Personal Information. “Non-personal Information” is information about you that is not personally identifiable, such as your Internet Protocol (IP) address, browser type, host operating system, the pages you view on our website and other basic website statistical information that cannot identify a particular person. Non-personal Information also includes aggregated data, such as the number of users who log onto our website during a given timeframe and traffic patterns on our website. Insure America automatically collects various items of Non-personal Information whenever the website is visited.
Web Beacons. Our website and other communications with you may contain electronic images known as web beacons which permit us to monitor website usage. For example, web beacons may allow us to count the users who have visited certain pages and determine the time and date of page views. We may also include such functions in promotional email messages, newsletters, or other electronic communications in order to determine whether messages have been opened.
Use and Disclosure of Non-Personal Information. Insure America may use Non-personal Information gathered from Visitors and Customers to gain a better understanding of how our website is being used, to identify traffic patterns on our web pages and to assist us in improving the design and content of our website and the experience of our users. Additionally we may, from time to time, share with third parties aggregate or statistical information on our users, without revealing Personal Information. Non-personal Information may also be linked to Personal Information when we believe it is necessary to enforce our Terms and Conditions or other rules and policies, to comply with applicable laws, regulations, court orders, or other legal process, or to protect Insure America, our Customers or others.
Updating Information. Insure America works to maintain accurate Customer profiles. A Customer’s Personal Information is built into an individual profile that is used to improve individual Customer experiences with Insure America services. If any of your information with Insure America is wrong, please let us know so we can update the profile appropriately.
Protecting Children. Our website is intended for use by adults over the age of 18 years. Therefore, Insure America does not knowingly collect Personal Information regarding children under the age of 13, and no person under the age of 13 is authorized to provide any Personal Information or to use any features of our website (including any insurance applications and services to obtain quotes for insurance policies).
We recommend that you review the privacy statements and policies maintained by the independent insurance providers offering policies through our website, third parties with whom Insure America works, or other companies that work with us, offer goods or services through our website, or that are otherwise linked to or accessible through our website. Those policies can typically be viewed by clicking on the corresponding links within each respective website. Generally, online merchants and others are encouraged to participate in industry privacy initiatives and to take a responsible approach towards consumer privacy. However, since we do not have direct control over other companies and third parties, we are not responsible in any way for the privacy practices or contents of those websites.